We offer two interest-free Buy Now, Pay Later options:
Pay in 3
This option allows you to spread the cost of your purchase into 3 equal interest-free and instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.
Pay in 30 days
With Pay in 30 days you have up to 30 days to pay for your goods after they are shipped, with no interest. This means you can return the items if they’re not what you expected or need, without any money leaving your bank account.
There are different ways to shop with Klarna but easiest is through their Shopping App. Once you download the App you can Pay in 3 in any online shop – yes any shop of your choice regardless of whether they’ve partnered with Klarna or not!
Klarna partners with over 15,000 retailers in the UK – and 250,000 worldwide – including, H&M, IKEA, Samsung, ASOS and Peloton and you can also choose to pay with Klarna directly on the merchant’s website. Klarna is additionally available in 5,000 physical stores across the country.